Why An Effective Personal Plan Is The Key To Successful Living.

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A plan is the compass for successful navigation of the way out of the labyrinth of life, full of risks and uncertainties.


The building materials of life are challenges and the right tools are effective personal plans that answer questions of what should be done, how it should be done, when it should be done and by who?


You’ve to be aware that not all personal plans point out the right direction to successful living. Only effective plans can aid the setting and attainment of realistic goals at the minimum costs possible within predetermined deadlines.

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What are the features of an effective personal plan?


An effective personal plan must ,

  1. Be built on clearly and well defined goals,


2. Have a work-in-progress format,

3 Be flexible,

4. Based on measurable actions.

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  1. Personal plan built on clearly and well defined goals:

Your plan should be designed to help achieve clearly defined goals. Specific goals minimize or eliminate the chances of wasting time and energy going round in a circle.

Clearly defined goals give the focus that is required to create daily routine tailor made for the progressively laying of scalable blocks until the last block is in place.

A plan that is based on specific goals is a fertile ground for instilling self-discipline and maintaining a consistent professional level of productivity.

2. A work-in-progress personal plan:

A personal plan that is not regarded as final has ample room for adjustments in response to changes and developments unforeseen at the beginning.

Uncertainties are normal in life. And they sometimes make efforts that go into forecasting seem as a waste of resources. A work-in-progress plan is a good system for managing uncertainties that could truncate the attainment of set goals.

For instance, goals and preferences could be reordered and resources swap on the basis of opportunity cost.

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3. A flexible personal plan:

A flexible personal plan is more effective than a rigid plan. The reason is, a flexible plan which is always traditionally structured as a work-in-progress is more responsive to unanticipated opportunities.

A rigid plan on the other hand, can’t be adjusted to take advantage of opportunities outside those it was designed to maximize. The focus of a rigid plan is strictly on set goals and this could result in the missing of great opportunities for growth and expansion.

4. A personal plan built on measurable actions:

An effective personal plan must specify easy to understand and easy to take actions. Such actions must be scalable so that performance could be measured in relationship to resources invested.

It should be easy to determine if results are higher than time, money and energy invested. Also, it should be easy to determine if these results are going to produce the quantity and quality of set goals within deadlines.

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An effective plan may be;

  1. A financial plan – you need a budget that stops you from engaging in wasteful unnecessary spending and encourages you to save more.

2. An investment plan – a plan that makes yearly investment in projects with high yield potential. Investment plan is the heart of personal financial management.

3. A self-development plan– a plan that sets continuous self-development as the central focus of your life.


So, do you have a goal? Then you need to also come up with an effective personal plan, because;
“A goal without a plan is just a wish.” – Antoine de Saint-Exupéry

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