A penny saved is a penny earned. Your growth and expansion begin at the point you save a little of what you have, then investing a great deal of what you have saved.
The major challenge many small business startups have is availability of sufficient initial capital. However, what you have saved up is enough. Start with that.
And manage it wisely. Keep costs down by doing many things yourself. At all times, focus on getting your earnings to exceed your spendings within the shortest possible time.
Reaching the break-even point and exceeding it early make your life more comfortable. When you are comfortable as a result of consistent positive returns, you become more creative and tend to take bigger risks.
More risks open up more revenue channels, thereby expanding your earning capacity.